Senior Lecturer in Economics and Personal Finance, The Open University
Also a personal finance practitioner, working with a variety of independent, consumer-facing organisations and financial services providers, including the Money Advice Service and Which?, carrying out consultancy, commissioned research, authoring financial capability materials and creating interactive financial capability tools.
Past head of Money Research Group at Consumers' Association/Which? and past editor of research journal, Consumer Policy Review (Blackwell's/Consumers' Association).
Some pensioners are pretty well off. But how many can afford to lose the winter fuel payment?
Sep 16, 2024 07:17 am UTC| Insights & Views Life
The governments plan to restrict pensioners winter fuel payment to households getting pension credit has been easily if grudgingly passed by parliament. This was despite a strong case for delaying the move to explore...
The Conservatives are pledging a ‘triple lock plus’ for UK pensioners – here’s what it means
Jun 04, 2024 06:31 am UTC| Politics
If re-elected, the Conservatives have pledged to introduce a triple lock plus that the party says would pull millions of pensioners out of paying tax. Their plan would ensure that pensioners tax-free personal allowance...
Mar 07, 2024 09:24 am UTC| Insights & Views Economy
The spring budget of 2024 was widely seen as a chance for UK Chancellor Jeremy Hunt to inject some economic optimism into British politics ahead of a general election. Would he or wouldnt he cut income tax? (He wouldnt.)...
Six ways the upcoming autumn statement could affect your personal finances
Nov 19, 2023 05:55 am UTC| Politics
The UK chancellor Jeremy Hunt will have limited room for manoeuvre when he makes his autumn statement about the governments financial plans on November 22. The government is committed to supporting the Bank of Englands...
Pensions: how yours may have been affected by recent market turmoil
Oct 21, 2022 06:19 am UTC| Business
The early signs are that the financial markets have been appeased by the governments October 17 decision to reverse two-thirds of its September mini-budget tax cuts. Yields on gilts which represent long-term borrowing...
National insurance rise: what do upcoming tax changes mean for me? An expert explains
Mar 27, 2022 14:16 pm UTC| Economy
April 6 marks the start of the new 2022-23 tax year and the day most workers start to pay a new tax: the health and social care levy. For one year only, the levy will take the form of a 1.25 percentage point increase in...
Five top tips for managing your personal finances during coronavirus
Aug 01, 2020 14:58 pm UTC| Investing
When it comes to money, coronavirus has split the nation. Financial stress dominates for many of the 9.5 million employees on furlough, potentially facing unemployment as the scheme unwinds, and for those whose small...