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Jonquil Lowe

Jonquil Lowe

Senior Lecturer in Economics and Personal Finance, The Open University
Also a personal finance practitioner, working with a variety of independent, consumer-facing organisations and financial services providers, including the Money Advice Service and Which?, carrying out consultancy, commissioned research, authoring financial capability materials and creating interactive financial capability tools.

Past head of Money Research Group at Consumers' Association/Which? and past editor of research journal, Consumer Policy Review (Blackwell's/Consumers' Association).

Some pensioners are pretty well off. But how many can afford to lose the winter fuel payment?

Sep 16, 2024 07:17 am UTC| Insights & Views Life

The governments plan to restrict pensioners winter fuel payment to households getting pension credit has been easily if grudgingly passed by parliament. This was despite a strong case for delaying the move to explore...

The Conservatives are pledging a ‘triple lock plus’ for UK pensioners – here’s what it means

Jun 04, 2024 06:31 am UTC| Politics

If re-elected, the Conservatives have pledged to introduce a triple lock plus that the party says would pull millions of pensioners out of paying tax. Their plan would ensure that pensioners tax-free personal allowance...

Budget 2024: experts react to the UK government’s last roll of the economic dice ahead of a general election

Mar 07, 2024 09:24 am UTC| Insights & Views Economy

The spring budget of 2024 was widely seen as a chance for UK Chancellor Jeremy Hunt to inject some economic optimism into British politics ahead of a general election. Would he or wouldnt he cut income tax? (He wouldnt.)...

Six ways the upcoming autumn statement could affect your personal finances

Nov 19, 2023 05:55 am UTC| Politics

The UK chancellor Jeremy Hunt will have limited room for manoeuvre when he makes his autumn statement about the governments financial plans on November 22. The government is committed to supporting the Bank of Englands...

Pensions: how yours may have been affected by recent market turmoil

Oct 21, 2022 06:19 am UTC| Business

The early signs are that the financial markets have been appeased by the governments October 17 decision to reverse two-thirds of its September mini-budget tax cuts. Yields on gilts which represent long-term borrowing...

National insurance rise: what do upcoming tax changes mean for me? An expert explains

Mar 27, 2022 14:16 pm UTC| Economy

April 6 marks the start of the new 2022-23 tax year and the day most workers start to pay a new tax: the health and social care levy. For one year only, the levy will take the form of a 1.25 percentage point increase in...

Five top tips for managing your personal finances during coronavirus

Aug 01, 2020 14:58 pm UTC| Investing

When it comes to money, coronavirus has split the nation. Financial stress dominates for many of the 9.5 million employees on furlough, potentially facing unemployment as the scheme unwinds, and for those whose small...

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Economy

Israeli Strikes Kill 29 in Gaza as Conflict Intensifies in Jabalia

Israeli Military Strikes in Gaza: 29 Palestinians Killed Amid Escalation in Jabalia Gaza, October 13, 2024 Ongoing Israeli airstrikes in Gaza on Saturday have resulted in the deaths of at least 29 Palestinians,...

Hilton Hotel Workers Strike in Seattle: Demands for Fair Wages and Better Conditions

In Seattle, more than 100 Hilton hotel workers have walked off the job, demanding fair wages, balanced workloads, and the reversal of staffing cuts made during the COVID-19 pandemic. The strike, led by the Unite Here...

China Announces Financial Stimulus, But Investors Await More Details

Chinas much-anticipated financial stimulus announcement on Saturday aimed to revive its slowing economy, but investors were left wanting more concrete details. While Finance Minister Lan Foan reiterated Beijings commitment...

Kamala Harris Releases Health Report, Highlights Transparency in Presidential Campaign

Vice President Kamala Harris, the Democratic presidential nominee, released a letter from her physician on Saturday, confirming her robust health and fitness for high office. This move contrasts sharply with her Republican...

Politics

Donald Trump’s Bombshell: ‘I’m Going on Joe Rogan’s Show – It’s Going to Be Huge'

Former President Donald Trump has confirmed that he will be appearing on Joe Rogans popular podcast, a move that is already sparking intense speculation and anticipation across political and media circles. The upcoming...

Republicans Now Lead in Voter Registration: ‘First Time in North Carolina’s History – The Democrats Are in Trouble'

For the first time in North Carolinas presidential election history, Republicans have surpassed Democrats in active voter registration. According to data shared by political analyst Michael Pruser, the Republican Party has...

Jim Cramer Doubles Down: ‘I Don’t See How Donald Trump Wins’ the 2024 Election – Shocking Prediction from the Mad Money Host

Jim Cramer, the host of Mad Money and a financial pundit known for his bold, and sometimes inaccurate, predictions, has thrown another controversial opinion into the political arena. In a recent segment, Cramer confidently...

Medal of Honor Recipients Endorse Donald Trump: ‘He’s the Leader America Desperately Needs’

In a powerful show of support, fifteen Medal of Honor recipients have officially endorsed Donald Trump for the 2024 presidential election. These decorated veterans, who represent some of the highest honors in the military,...

Science

FAA Clears SpaceX Falcon 9 for Launches After Resolving Starlink and NASA Mission Mishaps

The FAA has authorized SpaceXs Falcon 9 rocket to resume routine launches following an investigation into three mishaps, including a second-stage engine failure and a failed booster landing during Starlink and NASA...

SpaceX Gears Up for Starship Flight 5 Launch, With Key Preparations Underway in Texas

SpaceX is finalizing preparations for Starship Flight 5, scheduled for October 13. Teams were seen installing the flight termination system, a key pre-launch step, indicating imminent launch activity. Local authorities in...

SpaceX Prepares for Starship Flight 5, Tower Catch Planned After Successful Tank Tests

After successful tank tests, SpaceX is gearing up for Starship Flight 5 in Texas. The company confirmed plans for the first-ever Super Heavy booster tower catch, pending regulatory approval. The flight marks a key...

SpaceX Activates Starlink Texting for T-Mobile in Florida as Hurricane Milton Approaches

SpaceX has activated Starlink texting for T-Mobile customers in Florida ahead of Hurricane Milton. This service allows users to send messages, including emergency texts to 911, using Starlinks satellite network, ensuring...

Technology

2025 Apple Vision Pro: Cheaper Price, Powerful AI—But What's the Catch?

Apple is reportedly gearing up to unveil a significantly cheaper Vision Pro VR headset in the second half of 2025. The new model is expected to feature a plastic chassis, an M5 chipset, and generative AI integration,...

Tesla’s $79,990 Cybertruck Struggles to Attract Buyers, Reservation List Clears Out in 9 Days

Teslas Cybertruck reservation list for U.S. buyers ran out in just nine days after delivery invites began, yet demand for the $79,990 non-Foundation Series appears weaker than expected, sparking questions about the...

Shiba Inu Whales Flee: 1 Trillion SHIB Sold Off as Price Struggles—Is a Crash Coming?

Shiba Inu is facing growing uncertainty as whales offload 1 trillion SHIB in a massive sell-off. With whales retreating and SHIB struggling to break resistance, the market is bracing for potential downward pressure on the...

$1,000 XRP? Experts Say SEC's ETF Approval Could Ignite Unprecedented Price Surge

Financial analysts suggest that XRP could experience an unprecedented price surge to $1,000 following SEC approval of XRP ETFs. The anticipation of institutional funds entering the market is sparking excitement among...
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