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Michelle Cull

Michelle Cull

Senior Lecturer in Accounting and Financial Planning, Western Sydney University
Michelle is currently the Director, Academic Program (Accounting) at Western Sydney University where she has taught for fifteen years in undergraduate and postgraduate accounting and financial planning programs.

Michelle is a leading academic in the area of financial planning, having completed her PhD on the role of trust in financial planning and publishing a range of academic papers in financial literacy, financial planning, education and ethics. Michelle supervises a number of PhD students and is currently working on new and exciting research projects in accounting and financial planning.

Prior to becoming an academic, Michelle worked in ASX100 companies for over ten years in financial and management accounting, change management, systems redesign, and acquisition. Michelle has also worked as a consultant and volunteers her time on not-for profit boards.

Pay to play: is participating in sport becoming too expensive for everyday Australians?

Sep 09, 2018 20:43 pm UTC| Insights & Views Sports

Australians spend nearly A$11 billion a year on sport and physical activity participation fees, according to the Australian Sports Commission. Not surprisingly, many people believe these costs are becoming far too...

1 

Economy

Polish economy begins 2019 on strong footing, retail sales likely to have accelerated in January

Polands initial hard data for 2019 show that the biggest economy in Central Europe is still doing quite well in spite of a visible deceleration in the German manufacturing. The data published yesterday and today by the...

UK gilts gain after January consumer inflation disappoints investors; 10-year auction in focus

The United Kingdoms gilts gained during Wednesdays afternoon session, after the countrys consumer price inflation (CPI) data for the month of January, disappointed market participants, also down from the previous reading...

German bunds remain narrowly ahead of Q4 2018 GDP, Eurozone December trade balance

The German bunds remained narrowly mixed during European session Wednesday ahead of the countrys gross domestic product (GDP) for the fourth quarter of 2018, scheduled to be released on February 14 by 07:00GMT and the...

USD/SGD likely to trade lower in line with rebound in EUR and CNH, says Scotiabank

The USD/SGD currency pair is expected to trade lower in line with a rebound in the EUR and the CNH, according to the latest research report from Scotiabank. The SGD has been running a close correlation with the EUR and the...

JGBs continue mixed trading ahead of Q4’18 GDP data amid lingering hopes of U.S.-China trade deal

The Japanese government bonds continued to trade mixed towards the end of Asian session Wednesday, as investors await the countrys gross domestic product (GDP) for the fourth quarter of this year, scheduled to be released...

Politics

Vladimir Putin Set to Deliver State of the Nation Address Amid Significant Popularity Decline

Vladimir Putin, the president of Russia will deliver his state of the nation address on Feb. 20. It was reported that this would be his first address to the houses of parliament since being re-elected to the presidency for...

Donald Trump Wants to Cancel $929 Bullet Rail Funding; California Gov. Gavin Newsom Called the Move ‘Political Retribution’

Donald Trump is threatening to cancel the $929 high-speed rail grant to California. The White House stated on Tuesday, Feb. 19, that the administration is looking into every legal option to recover $2.5 billion funds that...

Donald Trump to Sign Smaller Border Wall Funding to Avoid Another Government Shutdown

After a 35-day shutdown, the government has temporarily reopened but what happens after the Feb. 15 deadline is still quite uncertain. However, there are reports that United States President Donald Trump will most likely...

Vladimir Putin’s Aide Tackles Alleged Russian Interference in 2016 U.S. Presidential Election; Writes Choice Is an ‘Illusion’

The relationship of Russian President Vladimir Putin and United States President Donald Trump has been a highly debated topic. Many critics believe the Russian government interfered with the election that Trump won in...

Melania Trump 2019: ‘Hidden Message’ in First Lady’s Dress at Donald Trump’s State of Union Address Demystified

United States first lady Melania Trumps fashion choices are often interpreted by people on social media and the press as having hidden messages. So Mrs. Trumps stylist, Hervé Pierre, was quick to dismiss any...

Science

Cancer Cure 2019: Experts Doubt Israeli Company’s Promise of Delivering ‘Complete Cure’ in 1 Year

Scientists from Israel recently announced they are one year away from delivering a complete cure to cancer. But some experts are explaining why the promised time frame is questionable. In late January, scientists and...

HIV/AIDS Cure 2019: Study of HIV ‘Accessory Protein’ Can Lead to Improved Treatment Plans for Patients

Aside from continuously researching for the absolute cure to human immunodeficiency virus (HIV) and acquired immune deficiency syndrome (AIDS), scientists are also working on improving the treatment plans for infected...

Cancer Cure Found in One of World’s Most Rare Elements That Caused Dinosaur’s Extinction?

Iridium is one of the elements believed to have contributed to the extinction of dinosaurs. And, recently, scientists announced it is possible that it could also help them develop a cure for cancer. Scientists from...

HIV/AIDS Cure 2019: Donald Trump’s State of the Union Address Includes 10-Year Program to Weaken Epidemic

U.S. President Donald Trump will reportedly pledge on immensely diminishing the human immunodeficiency virus and acquired immune deficiency syndrome (HIV/AIDS) epidemic while scientists are still looking for the ultimate...

HIV/AIDS Cure 2019: New Research Grants Focus on Body's Natural Control of the Virus Post-Treatment

Scientists around the world are exploring various angles to further understand HIV/AIDS and find a cure. Several research grants were previously awarded to groups who are aiming to focus on post-treatment control. The...

Technology

‘The Elder Scrolls 6’ Release Date, Latest News: Fans to Wait 2 More Years for Sequel’s Launch?

The speculations and guessing game about the release date of The Elder Scrolls 6 began way before Bethesda Softworks officially announced the game. Many are hoping for a 2019 launch but a recent report suggested why the...

‘Cyberpunk 2077’ Release Date, Latest News & Update: Developers Opens Up About Companions and Battle Royale Talks

The developers of Cyberpunk 2077 has been quite accommodating to its fans with regards to information about the upcoming title. The only thing that CD Projekt Red is withholding at the moment is the release date of the...

‘The Last of Us Part 2’ Release Date And Features Revealed: What Fans Can Expect About Second Installment’s Story?

The Last of Us Part 2 still doesnt have an official release date yet. At the moment, the community is speculating that it will drop sometime between this years third or fourth quarter. Excitement surrounding The Last of...

‘Final Fantasy VII: Remake’ Release Date, Latest News & Update: Square Enix Financial Report Hints at Release Date of Reimagining

Following the release of the trailer for Final Fantasy VII: Remake, news about the title has been few and far in between. However, that could all change if the latest financial result of Square Enix is anything to go...

AirPods 2 Release Date, Specs: Apple’s Next Generation of Wireless Earphones Speculated to Come Out in June at the Latest

AirPods 2 is definitely coming out in the first half of 2019. At least, thats what BGR claims. According to the site, it got its information from one Ming Chi-Kuo, an individual whos has a history of correctly predicting...

Digital Currency

FxWirePro: BTC/USD bears threaten at wedge resistance with potential shooting star – Stay hedged ahead of expiry of BTCG19 CME futures

Mounting Interests of Wall Street Players in Crypto-Avenue - JP Morgan Comes With JPM Coin, Is Facebook Launching Facecoin?

SEC’s rule change of timeline for BTC ETF approvals

Law

Why a government would be mad to advise the refusal of royal assent to a bill passed against its will

How safe is Australia? The numbers show public attacks are rare and on the decline

Animal activists v private landowners: what does the law say?

Life

Young people drowning in a rising tide of perfectionism

Maths: should English schools look to Switzerland rather than Shanghai for inspiration?

Two years after Québec mosque killings, Islamophobia continues to rise

Nature

Green buildings must do more to fix our climate emergency

Our 'bee-eye camera' helps us support bees, grow food and protect the environment

The world's shellfish are under threat as our oceans become more acidic

Sports

Kyrie Irving Free Agency 2019: Boston Guard Responded to Allegations He’s Teaming Up With Kevin Durant in New York

Manny Pacquiao, Floyd Mayweather Jr. 2019: Rematch Unlikely to Happen; Errol Spence Jr. Calls Out Filipino Slugger

Kevin Durant Free Agency 2019: New York Knicks Could Acquire Warriors Superstar and Kyrie Irving, NBA Pundit Claim

Technical Analysis

FxWirePro: USD/SGD breaks key resistance at 1.3538 mark, stay bullish

FxWirePro: South Korean won falls gradually against euro, faces immediate resistance at 1,278 mark

FxWirePro: Japanese yen remains almost unchanged after CPI, core CPI data

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Market-moving news and views, 24 hours a day >

2019-02-22 04:00:02
0m
MALAYSIA JAN 2019 CPI YY DECREASE TO -0.7 % (FCAST -0.2 %) VS PREV 0.2 %
2019-02-22 03:46:15
0m
THAI 15 BLN BAHT, 3-YEAR CENTRAL BANK BOND AVG ACCEPTED YIELD 1.82725 PCT
2019-02-22 03:45:59
0m
THAI 45 BLN BAHT, 14-DAY CENTRAL BANK BOND AVG ACCEPTED YIELD 1.52980 PCT
2019-02-22 03:41:50
0m
10-YEAR U.S. TREASURY YIELD AT 2.684 PERCENT VS U.S. CLOSE OF 2.688 PERCENT ON THURSDAY
2019-02-22 03:41:26
0m
CHINA FINANCE MINISTRY AUCTIONS 30-YEAR BONDS AT 3.6902 PCT YIELD (MARKET EXPECTED 3.72 PCT) - TRADERS
2019-02-22 03:41:16
0m
CHINA FINANCE MINISTRY AUCTIONS 3-MONTH BILLS AT 1.9973 PCT YIELD - TRADERS
2019-02-22 03:35:25
0m
INDIA CENBANK SAYS BANKS' CASH BALANCES 5.10 TRLN RUPEES ON FEB 21
2019-02-22 03:35:16
0m
INDIA GOVT SURPLUS CASH BALANCE WITH RBI FOR AUCTION WAS 79.90 BLN RUPEES AS ON FEB 21 – CENBANK
2019-02-22 03:35:09
0m
INDIA CENBANK SAYS FEB 21 REFINANCE 17.39 BLN RUPEES
2019-02-22 03:35:00
0m
INDIAN BANKS DID NOT BORROW VIA MARGINAL STANDING FACILITY ON FEB 21 – RBI
2019-02-22 03:34:49
0m
JAPAN 03-MONTH TREASURY DISCOUNT BILL AUCTION LOWEST PRICE 100.0555, AVERAGE PRICE 100.0593, BIDS ACCEPTED AT LOWEST PRICE 49.0820 PCT
2019-02-22 03:31:51
0m
THAILAND JAN 2019 CUSTOMS-BASED TRADE DATA DECREASE TO -4.03 USD (FCAST 0.32 USD) VS PREV 1.06 USD
2019-02-22 03:31:45
0m
THAILAND JAN 2019 CUSTOM-BASED IMPORT DATA INCREASE TO 13.99 % (FCAST -1 %) VS PREV -8.15 %
2019-02-22 03:31:36
0m
THAILAND JAN 2019 CUSTOM-BASED EXPORT DATA DECREASE TO -5.65 % (FCAST -1 %) VS PREV -1.72 %
2019-02-22 03:22:16
0m
RBI SAYS ACCEPTS ALL 64 BIDS FOR 163.84 BLN RUPEES AT THURSDAY'S 1-DAY REVERSE REPO AUCTION
2019-02-22 03:04:34
0m
BOJ'S KURODA HAS ENTERED JAPANESE PRIME MINISTER'S OFFICE FOR LIKELY MEETING WITH PM ABE - JIJI
2019-02-22 03:01:58
0m
S.KOREA END-DEC HOUSEHOLD CREDITS +5.8 PCT Y/Y VS +6.7 PCT AT END-SEPT - C.BANK
2019-02-22 03:01:49
0m
S.KOREA END-DEC HOUSEHOLD CREDITS +1.4 PCT Q/Q VS +1.4 PCT AT END-SEPT - C.BANK
2019-02-22 02:54:32
0m
BOJ offers to lend Y 2 trln of JGBs on spot basis through 2/25 as a secondary source of JGBs (Offer in the morning)
2019-02-22 02:41:23
0m
AUSTRALIA PRIME MINISTER MORRISON SAYS THIS ISN'T THE FIRST TIME CHINA PORTS HAVE DELAYED COAL, "THIS IS NOT NEW"
Most Popular
1

Mounting Interests of Wall Street Players in Crypto-Avenue - JP Morgan Comes With JPM Coin, Is Facebook Launching Facecoin?

2

FxWirePro: GBP/JPY Trade Idea

3

FxWirePro: BTC/USD bears threaten at wedge resistance with potential shooting star – Stay hedged ahead of expiry of BTCG19 CME futures

4

FxWirePro: AUD/CAD rejected at 55-EMA, tests 61.8% Fib, bias lower

5

FxWirePro: EURUSD struggles to trade above 2- week high despite dovish Fed meeting minutes and strong Eurozone PMI, good to buy on dips

6

GBP/JPY forms double top pattern in hourly chart, any break above targets 146.50

7

FxWirePro: EUR/CAD hovers around major trendline support at 1.4925, weakness only on break below

8

FxWirePro: Singapore dollar rises gradually against U.S. dollar, stay bearish

9

Norwegian oil investment likely to grow strongly in 2019, shows survey

10

FxWirePro: FOMC's Minutes less dovish than feared, stay long USD/JPY above 110-EMA (110.91)

Economics Monitor

February 22 04:00 UTC Released

MYCPI YY

Actual

-0.7 0

Forecast

-0.2 0

Previous

0.2 0

February 22 03:00 UTC Released

THBased Trade Data

Actual

-4.03 1.76

Forecast

0.32 1.76

Previous

1.06 1.76

January 31 00:00 UTC 557523557523m

ARAnnual Primary Balance*

Actual

Forecast

2016 bln ARS

Previous

Bln AR bln ARS

January 31 00:00 UTC 557523557523m

ARAnnual Primary Balance*

Actual

Forecast

2016 bln ARS

Previous

Bln AR bln ARS

January 22 19:00 UTC 569343569343m

ARTrade Balance

Actual

Forecast

Previous

-1541 %

January 31 00:00 UTC 557523557523m

ARAnnual Primary Balance*

Actual

Forecast

2016 bln ARS

Previous

Bln AR bln ARS

January 22 19:00 UTC 569343569343m

ARTrade Balance

Actual

Forecast

Previous

-1541 %

January 31 00:00 UTC 557523557523m

ARAnnual Primary Balance*

Actual

Forecast

2016 bln ARS

Previous

Bln AR bln ARS

January 31 00:00 UTC 557523557523m

ARAnnual Primary Balance*

Actual

Forecast

2016 bln ARS

Previous

Bln AR bln ARS

January 31 00:00 UTC 557523557523m

ARAnnual Primary Balance*

Actual

Forecast

2016 bln ARS

Previous

Bln AR bln ARS

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