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Michelle Cull

Michelle Cull

Senior Lecturer in Accounting and Financial Planning, Western Sydney University
Michelle is currently the Director, Academic Program (Accounting) at Western Sydney University where she has taught for fifteen years in undergraduate and postgraduate accounting and financial planning programs.

Michelle is a leading academic in the area of financial planning, having completed her PhD on the role of trust in financial planning and publishing a range of academic papers in financial literacy, financial planning, education and ethics. Michelle supervises a number of PhD students and is currently working on new and exciting research projects in accounting and financial planning.

Prior to becoming an academic, Michelle worked in ASX100 companies for over ten years in financial and management accounting, change management, systems redesign, and acquisition. Michelle has also worked as a consultant and volunteers her time on not-for profit boards.

Pay to play: is participating in sport becoming too expensive for everyday Australians?

Sep 09, 2018 20:43 pm UTC| Insights & Views Sports

Australians spend nearly A$11 billion a year on sport and physical activity participation fees, according to the Australian Sports Commission. Not surprisingly, many people believe these costs are becoming far too...

1 

Economy

Cryptocurrency Brief: Altcoins continue downtrend tracking Bitcoin, Salt Lending Holdings faces U.S. SEC probe over $50 mln token sale – Friday, November 16

BTC/USD: Bitcoin prices continued to downtrend for the third consecutive day, during late European session Friday, tracking pessimism from the United States Securities and Exchange Commissions (SEC) annual enforcement...

German bunds trade slightly lower after Eurozone October CPI meets market expectations

The German bunds traded slightly lower during afternoon session on the last trading day of the week Friday after the Eurozones consumer price inflation (CPI) for the month of Eurozone met market expectations, remaining...

Swedish krona likely to witness gradual uptrend vs euro on slower monetary policy normalization, says Commerzbank

The Swedish krona is expected to witness a gradual upward trend vs the euro, on expectations of a slower normalization in the countrys monetary policy, although the process is seen to happen at a rate faster than that in...

Bank Negara Malaysia likely to keep OPR unchanged at 3.25 pct for some time, says ANZ Research

Bank Negara Malaysia (BNM) is expected to maintain its current accommodative stance and keep the Overnight Policy Rate (OPR) unchanged at 3.25 percent for some time, owing to expectations of a muted inflation in the...

Global Geopolitical Series: U.S. initiates duty investigations on Magnesium from Israel

In a continuation of the toughened stance against both Allies and adversaries, the U.S. Commerce Department initiated investigations into imports of Magnesium from Israel. Yesterday, the Commerce Department announced that...

Politics

Threats remain to US voting system – and voters' perceptions of reality

As the 2018 midterms proceed, there are still significant risks to the integrity of the voting system and information warfare continues to try to influence the American publics choices when they cast their ballots. On...

Let's not focus on graduate incomes when assessing the worth of education

The link between educational attainment and income has long been known. Now Australians have more information about what graduates earn from different universities and courses. A recent report shows graduates from NSW...

What image will define the 2018 election?

Every election has its iconic images. Or does it? There are standout images from previous campaigns. Barack Obamas Hope poster, with all its homages and parodies, is a classic example. George W. Bushs Mission...

US mid-term results: seven key issues and what they mean for the country's uncertain future

America has voted, the results are in, but the countrys future remains uncertain for now. Tuesdays Congressional mid-term elections were billed rightly as among the most important in US history. Decades of widening...

Democrats take House at US midterm elections, but Republicans keep Senate; Labor well ahead in Victoria

US midterm elections were held today. All 435 House seats and 35 of the 100 Senators were up for election. Democrats were defending 26 Senators, including some states that Trump won by big margins in 2016, and Republicans...

Science

Novel approach brings African scientists closer to a malaria vaccine

Malaria is still a major problem in Africa. There are over 200 million clinical cases each year and approximately half a million deaths. There are different ways in which malaria can be controlled. Preventive measures...

Dramatic galaxy collision filled the Milky Way with stars, astronomers discover

Imagine trying to map out your home town using only information you could gather from your window. Even with a pair of binoculars youd find it a difficult task. Mapping out our own galaxy, the Milky Way, is a similarly...

How thoughtful, content-rich tutorials can help science students learn

Learning is not a spectator sport. Students need to make what they learn a part of their everyday lives. Tutorials are an excellent way to achieve this at university level. When theyre properly designed, tutorials can be...

Curious Kids: If a star explodes, will it destroy Earth?

This is an article from Curious Kids, a series for children. The Conversation is asking kids to send in questions theyd like an expert to answer. All questions are welcome: find out how to enter at the bottom. You might...

Explainer: what any country can and can't do in Antarctica, in the name of science

Antarctica is owned by no one, but there are plenty of countries interested in this frozen island continent at the bottom of the Earth. While there are some regulations on who can do what there, scientific research has...

Technology

Radeon RX 590 Latest News & Update: ‘Resident Evil 2’ & ‘DMC 5’ Included in Bundle

AMD is betting big on the Radeon RX 590 GPU by bundling it with several games that are not exactly what anyone would expect to come for free in this fashion. Basically, the company is offering three AAA titles for free...

Nvidia Latest News & Update: Cryptocurrency Failure Leads to Stock Nosedive, Lost The Gamble or Bad Luck?

Nvidia recently released its revenue report for the third quarter and it signaled the end of an era for the company. The cryptocurrency boom essentially led to an unexpected boost in its sales of GPUs last year, which led...

iOS Jailbreak Latest News & Update: iOS 12.1 Successfully Bypassed by Tencent KeenLab Researcher

A Tencent Keenlab researcher recently confirmed on Twitter that his jailbreak method successfully bypassed the latest iOS 12.1 that is running devices of XS MAX, Apple, and iPhone. Named Liang Chen, the researcher said...

'Fallout 76' Latest News & Update: Titanic Failure as Expected, Burning Reviews Paint Apocalyptic Reception

Fallout 76 was doomed from the start and it would seem that everyone could see this except for Bethesda. The game was as confusing to itself as it was to fans and this was the least of its problems. The result is the...

AMD Latest News & Update: To Demolish Intel with New EPYC 7371 Processor? Targets Data Centers

AMD has been on a roll recently and the announcement for its new EPYC 7371 Threadripper processor threatens to absolutely bury whatever Intel has to offer. This new monster of a chip comes with 64 cores from the Zen 2 line...

Digital Currency

FxWirePro Poll: No near-term relief for Bitcoin; could see small gains next year

Cryptocurrency Brief: Bitcoin tumbles to lowest in one year, altcoins follow suit, BCH/USD hit by hard fork

FinTech Trends - JP Morgan's successful trial of blockchain adoption on settlements, IMF chief seems constructive on Singapore's FinTech symposium

Law

Marijuana expands into 3 more states, but nationwide legalization still unlikely

Biya needs to devise a monumental shift if Cameroon is to turn the corner

Experiments with optical tweezers race to test the laws of quantum mechanics

Life

The Irish settlement: an often ignored legacy of World War I

Which country is best to live in? Our calculations say it's not Norway

Alan Turing: visionary, war hero and the only choice for the £50 note

Nature

Will the arrival of El Niño mean fewer mosquitoes this summer?

South Africa investigates sterilising mosquitoes in anti-malaria drive

Wind turbines aren't quite 'apex predators', but the truth is far more interesting

Sports

Kawhi Leonard Latest News & Update: Serge Ibaka Reveals Hilarious Nickname of Ex-Spurs Superstar

Jimmy Butler Latest News & Update: Ex-Timberwolves Star Lose to Orlando Magic on First Game Debut

Carmelo Anthony Latest News & Update: Should the Lakers Hire the Ex-Thunder Star?

Technical Analysis

FxWirePro: EUR/USD trades above 20 day MA , jump till 1.1500 likely

FxWirePro:USD/CHF Trade Idea

FxWirePro: USD/CHF holds well above 1.000 level, good to buy on dips

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2018-11-16 21:29:41
0m
ARGENTINA OCT 2018 PRIMARY BUD BAL FINAL INCREASE TO -16585.9 ARS VS PREV -22854.3 ARS
2018-11-16 21:22:56
0m
S&P, ON NETHERLANDS, SAYS POTENTIAL FINANCIAL, ECONOMIC SHOCKS COULD POTENTIALLY EMANATE FROM SLOWDOWN IN WORLD GROWTH/ADVERSE EFFECT ON NET TRADE FROM BREXIT
2018-11-16 21:22:45
0m
S&P SAYS THE NETHERLANDS RATINGS AFFIRMED AT 'AAA/A-1+'; OUTLOOK STABLE
2018-11-16 21:21:53
0m
FITCH SAYS AFFIRMS BULGARIA AT 'BBB'; OUTLOOK STABLE
2018-11-16 21:06:23
0m
FITCH AFFIRMS ROMANIA AT 'BBB-'; OUTLOOK STABLE
2018-11-16 21:05:29
0m
FITCH AFFIRMS ROMANIA AT 'BBB-'; OUTLOOK STABLE
2018-11-16 21:02:57
0m
FOR THE WEEK, THE S&P FELL 1.61 PCT, THE DOW LOST 2.22 PCT, THE NASDAQ SHED 2.15 PCT
2018-11-16 21:01:56
0m
BRAZIL'S BOVESPA CLOSED AT 88,515.27, UP +2.96%
2018-11-16 21:01:04
0m
CANADA'S S&P/TSX COMPOSITE CLOSED AT 15,153.50, UP +0.06%
2018-11-16 21:00:21
0m
NASDAQ UNOFFICIALLY CLOSES DOWN 10.51 POINTS, OR 0.14 PERCENT, AT 7,248.52
2018-11-16 21:00:15
0m
S&P 500 UNOFFICIALLY CLOSES UP 6.59 POINTS, OR 0.24 PERCENT, AT 2,736.79
2018-11-16 21:00:10
0m
UNITED STATES SEP 2018 NET L-T FLOWS,INCL.SWAPS DECREASE TO 16.7 USD VS PREV 111.4 USD (REVISED FROM 111.5 USD)
2018-11-16 21:00:08
0m
DOW JONES UNOFFICIALLY CLOSES UP 129.68 POINTS, OR 0.51 PERCENT, AT 25,418.95
2018-11-16 21:00:06
0m
UNITED STATES SEP 2018 FOREIGN BUYING, T-BONDS DECREASE TO -11.5 USD VS PREV 63.1 USD
2018-11-16 21:00:03
0m
UNITED STATES SEP 2018 NET L-T FLOWS,EXSWAPS DECREASE TO 30.8 USD VS PREV 131.7 USD (REVISED FROM 131.8 USD)
2018-11-16 20:32:31
0m
BREXIT: FORMER UK BREXIT SECRETARY DAVID DAVIS SAYS PM MAY "WILL HAVE TO COME UP WITH ANOTHER ALTERNATIVE" TO BREXIT DEAL WITH EU - CNBC
2018-11-16 20:32:25
0m
BREXIT: FORMER UK BREXIT SECRETARY DAVID DAVIS SAYS PM MAY'S BREXIT DEAL WITH EU "WILL BE REJECTED" BY PARLIAMENT - CNBC
2018-11-16 20:23:08
0m
CFTC-SPECULATORS INCREASE CBOT US 5-YEAR TREASURY FUTURES NET SHORT POSITION BY 14,163 CONTRACTS TO 570,542 IN WEEK ON NOVEMBER 13
2018-11-16 20:23:02
0m
CFTC-SPECULATORS TRIM CBOT US 10-YEAR TREASURY FUTURES NET SHORT POSITION BY 205,991 CONTRACTS TO 333,195 IN WEEK ON NOVEMBER 13
2018-11-16 20:22:56
0m
CFTC-SPECULATORS INCREASE CBOT US 2-YEAR TREASURY FUTURES NET SHORT POSITION BY 28,894 CONTRACTS TO 362,374 IN WEEK ON NOVEMBER 13
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Most Popular
1

FxWirePro:USD/CHF Trade Idea

2

FxWirePro: EUR/USD trades above 20 day MA , jump till 1.1500 likely

3

FxWirePro: USD/CHF holds well above 1.000 level, good to buy on dips

4

Swedish krona likely to witness gradual uptrend vs euro on slower monetary policy normalization, says Commerzbank

5

Bank Negara Malaysia likely to keep OPR unchanged at 3.25 pct for some time, says ANZ Research

6

Global Geopolitical Series: U.S. initiates duty investigations on Magnesium from Israel

7

FxWirePro:USD/CAD trades slightly lower on slight recovery in crude after massive sell-off, markets eye Canada manufacturing sales

8

German bunds trade slightly lower after Eurozone October CPI meets market expectations

9

Cryptocurrency Brief: Altcoins continue downtrend tracking Bitcoin, Salt Lending Holdings faces U.S. SEC probe over $50 mln token sale – Friday, November 16

10

FxWirePro: CHF/JPY trades lower for 3rd day and major support is at 100- day MA, good to sell on rallies

Economics Monitor

November 16 21:00 UTC Released

UST Flows,Incl.Swaps

Actual

16.7 Bln USD

Forecast

Previous

111.5 Bln USD

November 16 21:00 UTC Released

USOverall Net Capital Flows

Actual

-29.1 Bln USD

Forecast

Previous

108.2 Bln USD

January 31 00:00 UTC 418124418124m

ARAnnual Primary Balance*

Actual

Forecast

2016 bln ARS

Previous

Bln AR bln ARS

January 31 00:00 UTC 418124418124m

ARAnnual Primary Balance*

Actual

Forecast

2016 bln ARS

Previous

Bln AR bln ARS

January 22 19:00 UTC 429944429944m

ARTrade Balance

Actual

Forecast

Previous

-1541 %

January 31 00:00 UTC 418124418124m

ARAnnual Primary Balance*

Actual

Forecast

2016 bln ARS

Previous

Bln AR bln ARS

January 22 19:00 UTC 429944429944m

ARTrade Balance

Actual

Forecast

Previous

-1541 %

January 31 00:00 UTC 418124418124m

ARAnnual Primary Balance*

Actual

Forecast

2016 bln ARS

Previous

Bln AR bln ARS

January 31 00:00 UTC 418124418124m

ARAnnual Primary Balance*

Actual

Forecast

2016 bln ARS

Previous

Bln AR bln ARS

January 31 00:00 UTC 418124418124m

ARAnnual Primary Balance*

Actual

Forecast

2016 bln ARS

Previous

Bln AR bln ARS

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