Professor of Law, Vanderbilt University
Paige Marta Skiba has conducted innovative research in the area of behavioral law and economics and commercial law, particularly on topics related to her economics dissertation, Behavior in High-Interest Credit Markets. Her current research focuses on the causes and consequences of borrowing on high-interest credit, such as payday loans, auto-title loans, and pawnshops, as well as the regulation of these industries. She has been the recipient of numerous research grants and fellowships from institutions such as the National Science Foundation, the Russell Sage Foundation, the National Institute on Aging, the Federal Reserve Board of Governors, the Burch Center for Tax Policy and Public Finance, and the Horowitz Foundation for Social Policy. Professor Skiba earned her Ph.D. in economics from the University of California, Berkeley, in 2007. She teaches Bankruptcy and Behavioral Law and Economics to J.D. students. She also teaches Law and Economics, Behavioral Law and Economics, and Econometrics for the Legal Research in the Ph.D. Program in Law and Economics.
Bankruptcy courts ill-prepared for tsunami of people going broke from coronavirus shutdown
May 14, 2020 10:22 am UTC| Insights & Views Law
As more Americans lose all or part of their incomes and struggle with mounting debts, another crisis looms: a wave of personal bankruptcies. Bankruptcy can discharge or erase many types of debts and stop foreclosures,...
Payday lenders have embraced installment loans to evade regulations – but they may be even worse
Dec 10, 2019 05:21 am UTC| Insights & Views Law Business
Installment loans seem like a kinder, gentler version of their predatory cousin, the payday loan. But for consumers, they may be even more harmful. Use of the installment loan, in which a consumer borrows a lump sum and...
‘We have thousands of Modis’: the secret behind the BJP’s enduring success in India