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Buying a Car: Answering the Question of When
Purchasing a car can be a daunting task for just about anyone — you have to spend a lot of time researching how to best spend a large amount of your hard-earned money. If you dream of driving your own set of wheels but are unsure of whether you should buy now or in the near future, we’re here to help you. We’ve compiled a list of scenarios or milestones in your life where buying a car can be considered.
The Nature of Your Job Requires Long-Distance Travel
There are careers where long travels are considered as a necessity. If you are one of those individuals who find themselves commuting frequently and for many hours, a car is a worthy investment for you. Initially, a vehicle is expensive, but when you compare the comfort it brings, its return is unquantifiable. With a car, your intolerable, tiring and exhausting commutes can now be a chance to relax and sightsee.
You’ve Done Research
In today’s world, there is value in knowledge. When it comes to purchasing a car, it’s not ideal to walk into a showroom with no idea of which car is suitable for your needs. Contrary to popular belief, there is such a thing as matching your vehicle with your needs and lifestyle pattern. You need to look at vehicle models that are fuel-efficient, eco-friendly and more. If you don’t have any idea about such matters, you need to do your research first.
You’re Done With Commuting, Once and For All
We all know how excruciating commuting is. Whether it’s by train, the bus or a cab, there’s something about commuting that drains every one of your life forces. If you think you’ve had enough of the long drowsy hours wasted standing in line to get a ticket, or the unforeseeable commuting conditions like not having a seat, buying a car is the only solution.
Your Family is Growing
Of course, you can weather the tough moments that commuting brings. But how about your pregnant wife? Or, your child who needs to go to school every day? When you have a car, it is easier to secure your family members’ safety and convenience. Plus, when you have a family, emergency rides like a trip to the hospital or the grocery store are inevitable. One way of coping with these unavoidable circumstances and ensuring safety is to purchase a car.
You’re Finally Financially Secure
For a hard-working individual, it doesn’t take too long before financial stability is reached. To objectively assess whether you are financially secure, here’s what you need to consider. First, unforeseeable emergency events like natural disasters, medical cases, and unexpected major expenditures don’t put a dent in your pocketbook. Next, all of your significant debts are paid, and if you have remaining ones, payments for such are manageable. Last, you have other means of income aside from your job or business.
Being financially secure guarantees your readiness for an expensive investment, such a car. You’ll have to pay for the gas, parking fees, maintenance, repairs, registration and licensing, and car insurance — all of which are necessary if you want to enjoy and protect your investment.
You Know It’s The Right Time
It will come naturally. It’s your intuition that tells you when the universe has conspired with your desire to own a car. All of the factors are aligned, and all that’s left to do is purchase your dream car.
As we mentioned earlier, financial stability, readiness, and dire need can urge one individual to purchase a car. However, this decision must be paired with technical know-how for you to land the car of your dreams.
This article does not necessarily reflect the opinions of the editors or management of EconoTimes.