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SEATTLE, July 11, 2017 -- The 30-year fixed mortgage rate on Zillow® Mortgages is currently 3.83 percent, unchanged from this time last week. The 30-year fixed mortgage rate hovered between 3.81 percent and 3.89 percent throughout the week before settling at the current rate on Tuesday.
“Despite some ups and downs, mortgage rates were essentially flat last week, holding near their highest levels since mid-May and roughly 15 basis points above their recent low in late June,” said Erin Lantz, vice president of mortgages at Zillow. “Rates should be relatively flat again this week, with low expectations for inflation data on Friday, and Fed officials likely to remain cautious in their comments.”
Zillow’s real-time mortgage rates are based on thousands of custom mortgage quotes submitted daily to anonymous borrowers on the Zillow Mortgages site and reflect the most recent changes in the market. These are not marketing rates, or a weekly survey.
The rate for a 15-year fixed home loan is currently 3.06 percent, while the rate for a 5-1 adjustable-rate mortgage (ARM) is 3.05 percent.
Below are current rates for 30-year fixed mortgages by state. Additional states’ rates are available at: http://www.zillow.com/mortgage-rates.
| State | Current 30-Year Fixed Rate (7/11/17) | Last Week’s 30-Year Fixed Rate (7/5/17) | Change in Basis Points | ||||
| California Mortgage Rates | 3.82 | % | 3.81 | % | +1 | ||
| Colorado Mortgage Rates | 3.76 | % | 3.73 | % | +3 | ||
| Florida Mortgage Rates | 3.81 | % | 3.81 | % | 0 | ||
| Illinois Mortgage Rates | 3.82 | % | 3.84 | % | -2 | ||
| Massachusetts Mortgage Rates | 3.83 | % | 3.82 | % | +1 | ||
| New Jersey Mortgage Rates | 3.81 | % | 3.80 | % | +1 | ||
| New York Mortgage Rates | 3.86 | % | 3.91 | % | -5 | ||
| Pennsylvania Mortgage Rates | 3.82 | % | 3.82 | % | 0 | ||
| Texas Mortgage Rates | 3.81 | % | 3.81 | % | 0 | ||
| Washington Mortgage Rates | 3.85 | % | 3.86 | % | -1 | ||
About Zillow Mortgages
Zillow Mortgages, operated by Zillow, Inc., is a free, open, and transparent lending marketplace, where borrowers connect with lenders to find loans and get the best mortgage rates. Borrowers anonymously submit loan requests and receive an unlimited number of custom mortgage quotes with real rates directly from thousands of competing lenders. Zillow Mortgages also provides mortgage calculators, mortgage advice, mortgage widgets, and lender directories.
Zillow is a registered trademark of Zillow, Inc.
Media Contact: Catharine Neilson, Zillow [email protected]
