1ST Constitution Bancorp Announces Closing of the Merger of New Jersey Community Bank With and Into 1ST Constitution Bank

CRANBURY, N.J., April 12, 2018 -- 1^ST Constitution Bancorp (Nasdaq: FCCY) (“1^ST Constitution”), the parent company of 1^ST Constitution Bank, announced that the merger of New Jersey Community Bank (formerly OTC PINK: NJCB) with and into 1^ST Constitution Bank closed effective as of 5:00 p.m. Eastern Time on April 11, 2018.

1^ST Constitution Bank will now operate 20 branch banking offices in Central New Jersey, primarily in Mercer, Middlesex, Monmouth, and Somerset Counties, including seven offices located in Monmouth County, New Jersey.

Robert F. Mangano, President and Chief Executive Officer of 1^ST Constitution, said, “We are very excited about the expected benefits of the merger for our customers and shareholders.  The expansion of our presence in Monmouth County should provide additional lending and deposit gathering opportunities for us.  We also believe that the merger will enable us to better serve our combined customer base and create long term value for our shareholders.”

About 1^ST Constitution Bancorp

1^ST Constitution Bancorp, through its primary subsidiary, 1^ST Constitution Bank, has approximately $1.1 billion of assets and operates 20 branch banking offices in Cranbury (2), Fort Lee, Hamilton, Hightstown, Hillsborough, Hopewell, Jamesburg, Lawrenceville, Perth Amboy, Plainsboro, Rocky Hill, Princeton, Rumson, Fair Haven, Shrewsbury, Little Silver and Asbury Park, New Jersey.

1^ST Constitution Bancorp is traded on the Nasdaq Global Market under the trading symbol “FCCY” and information about 1^ST Constitution Bancorp can be accessed through the Internet at www.1STCONSTITUTION.com.

Cautionary Language Concerning Forward-Looking Statements

Information set forth in this press release, including statements as to the effects of the merger, constitute forward-looking statements within the meaning of the safe harbor provisions of the Private Securities Litigation Reform Act of 1995 and the rules, regulations and releases of the Securities and Exchange Commission (the “SEC”).  Such forward-looking statements include, but are not limited to, statements about the benefits of the merger, including future financial and operating results, and the combined company’s plans, objectives, expectations and intentions.  Any statements that are not statements of historical fact, including statements containing such words as “will,” “could,” “plans,” “intends,” “expect,” “believe,” “view,” “opportunity,” “allow,” “continues,” “reflects,” “typically,” “anticipate,” “estimated,” or similar expressions, should also be considered forward-looking statements, although not all forward-looking statements contain these identifying words.  Readers should not place undue influence on these forward-looking statements, which are based upon the current beliefs and expectations of the management of 1^ST Constitution and NJCB.  These forward-looking statements are subject to risks and uncertainties, and actual results might differ materially from those discussed in, or implied by, the forward-looking statements.

There are important factors that could cause actual results or events to differ materially from those indicated by such forward looking statements, including the factors described in the 1^ST Constitution 2017 Annual Report on Form 10-K, which was filed with the SEC on March 19, 2018.  Although management has taken certain steps to mitigate any negative effect of the aforementioned items, significant unfavorable changes could severely impact the assumptions used and could have an adverse effect on profitability.

1^ST Constitution undertakes no obligation to update, alter, or otherwise revise any forward-looking statements, whether written or oral, that may be made from time to time, whether as a result of new information, future events, or otherwise.

Contact: Robert F. Mangano                          
President and Chief Executive Officer                       
1^ST Constitution Bancorp                                
(609) 655-4500