BOK Financial Achieves “Outstanding” Rating for Community Reinvestment from the Office of the Comptroller of the Currency

TULSA, Okla., April 30, 2018 -- BOK Financial Corporation (NASDAQ:BOKF) today announced that it achieved an “Outstanding” rating from the Office of the Comptroller of the Currency (OCC) in the most recent examination of the bank’s Community Reinvestment Act (CRA) activities. The examination covered the bank’s activities from January 1, 2013, through December 31, 2016.

In granting the rating, the OCC cited BOK Financial’s excellent distribution of borrower income levels across the loan portfolio; investment in and responsiveness to assessment area needs; and accessibility of branch offices to low and moderate income individuals and families. In particular, the OCC singled out BOK Financial’s positive impact on the Kansas City metropolitan area as well as the states of Arizona, Arkansas, Colorado, New Mexico, Oklahoma, and Texas.

Only 8% of US banks assigned a CRA rating in 2017 received an Outstanding rating.

Steven Bradshaw, president and chief executive officer of BOK Financial, said, “Our ‘Outstanding’ rating for CRA activities reflects our company’s core value, ‘advance the communities we serve.’ We recognize that a commitment to the community helps low and moderate-income families and individuals to achieve a better standard of living, and in turn accelerates economic development in our footprint. In short, it’s just good business. We are grateful that the OCC acknowledges our commitment in their most recent examination of our CRA activities.”

In addition to making banking services available to customers at all income levels, philanthropy is a core tenet of BOK Financial and a cornerstone of its culture. Through financial contributions and the generosity of employees giving their time, talent, and resources, BOK Financial and its employees make a lasting impact on the communities it serves. In 2017, employees filled 711 leadership positions in non-profit organizations throughout the company’s footprint; contributed $2.2 million to United Way campaigns; and taught financial literacy to 5,263 children in its Learn for Life program. BOK Financial also made $5.1 million of charitable contributions in 2017.

“Philanthropy is rooted in our culture, and is driven from the very top of our organization, as our chairman and majority shareholder, George Kaiser, is one of the original signers of The Giving Pledge, a commitment by the world’s wealthiest individuals and families to dedicate the majority of their wealth to giving back,” Bradshaw said. “All BOK Financial employees are encouraged to embrace our commitment to our communities, to get involved in helping those less fortunate, and to serve in leadership positions in the non-profit community. More importantly, they are led by the example of our chairman and our leadership team.

“As we look to the future, our community involvement will remain a core underlying value of the company. This is exceedingly important as we look to potentially grow through acquisitions, as CRA ratings are important drivers of the ability to acquire,” Bradshaw concluded.

About BOK Financial Corporation

BOK Financial Corporation is a $34 billion regional financial services company based in Tulsa, Oklahoma. The company's stock is publicly traded on NASDAQ under the Global Select market listings (BOKF). BOK Financial's holdings include BOKF, NA, BOK Financial Securities, Inc. and The Milestone Group, Inc. BOKF, NA operates TransFund, Cavanal Hill Investment Management, BOK Financial Asset Management, Inc. and seven banking divisions: Bank of Albuquerque, Bank of Arizona, Bank of Arkansas, Mobank, Bank of Oklahoma, Bank of Texas and Colorado State Bank and Trust. Through its subsidiaries, the company provides commercial and consumer banking, investment and trust services, mortgage origination and servicing, and an electronic funds transfer network. For more information, visit www.bokf.com.

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