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SEATTLE, June 27, 2017 -- The 30-year fixed mortgage rate on Zillow® Mortgages is currently 3.67 percent, down one basis point from this time last week. The 30-year fixed mortgage rate rose to 3.71 percent on Friday, then hovered there before falling to the current rate on Tuesday.
“Mortgage rates were flat last week and we expect the relative calm to continue leading up to the Fourth of July holiday,” said Erin Lantz, vice president of mortgages at Zillow. “Lenders are likely to price conservatively going into the holiday weekend. A couple of Fed speeches midweek could push small movements in rates, but overall we expect another quiet week.”
Zillow’s real-time mortgage rates are based on thousands of custom mortgage quotes submitted daily to anonymous borrowers on the Zillow Mortgages site and reflect the most recent changes in the market. These are not marketing rates, or a weekly survey.
The rate for a 15-year fixed home loan is currently 2.95 percent, while the rate for a 5-1 adjustable-rate mortgage (ARM) is 2.96 percent.
Below are current rates for 30-year fixed mortgages by state. Additional states’ rates are available at: http://www.zillow.com/mortgage-rates.
| State | Current 30-Year Fixed Rate (6/27/17) | Last Week’s 30-Year Fixed Rate (6/20/17) | Change in Basis Points | ||||
| California Mortgage Rates | 3.69 | % | 3.67 | % | +2 | ||
| Colorado Mortgage Rates | 3.71 | % | 3.71 | % | 0 | ||
| Florida Mortgage Rates | 3.66 | % | 3.67 | % | -1 | ||
| Illinois Mortgage Rates | 3.72 | % | 3.71 | % | +1 | ||
| Massachusetts Mortgage Rates | 3.67 | % | 3.67 | % | 0 | ||
| New Jersey Mortgage Rates | 3.65 | % | 3.68 | % | -3 | ||
| New York Mortgage Rates | 3.78 | % | 3.80 | % | -2 | ||
| Pennsylvania Mortgage Rates | 3.66 | % | 3.67 | % | -1 | ||
| Texas Mortgage Rates | 3.65 | % | 3.65 | % | 0 | ||
| Washington Mortgage Rates | 3.70 | % | 3.71 | % | -1 | ||
Due to the holiday, next week’s mortgage rate alert will be released on Wednesday, July 5.
About Zillow Mortgages
Zillow Mortgages, operated by Zillow, Inc., is a free, open, and transparent lending marketplace, where borrowers connect with lenders to find loans and get the best mortgage rates. Borrowers anonymously submit loan requests and receive an unlimited number of custom mortgage quotes with real rates directly from thousands of competing lenders. Zillow Mortgages also provides mortgage calculators, mortgage advice, mortgage widgets, and lender directories.
Zillow is a registered trademark of Zillow, Inc.
Media Contact: Catharine Neilson, Zillow [email protected]
