SEATTLE, July 05, 2017 -- The 30-year fixed mortgage rate on Zillow® Mortgages is currently 3.83 percent, up 16 basis points from this time last week. The 30-year fixed mortgage rate rose throughout the week, reaching 3.87 percent on Tuesday before falling to the current rate on Wednesday.
“Mortgage rates moved decisively higher last week, reaching their highest levels in two months, on speculation that the European Central Bank is looking to end its bond-buying program which has helped hold down long-term interest rates around the world,” said Erin Lantz, vice president of mortgages at Zillow. “Despite a holiday-shortened week, important economic news later in the week – notably today’s publication of the minutes from the Federal Reserve’s June meeting and Friday’s monthly jobs report – could move rates.”
Zillow’s real-time mortgage rates are based on thousands of custom mortgage quotes submitted daily to anonymous borrowers on the Zillow Mortgages site and reflect the most recent changes in the market. These are not marketing rates, or a weekly survey.
The rate for a 15-year fixed home loan is currently 3.07 percent, while the rate for a 5-1 adjustable-rate mortgage (ARM) is 3.09 percent.
Below are current rates for 30-year fixed mortgages by state. Additional states’ rates are available at: http://www.zillow.com/mortgage-rates.
| State | Current 30-Year Fixed Rate (7/5/17) | Last Week’s 30-Year Fixed Rate (6/27/17) | Change in Basis Points | ||||
| California Mortgage Rates | 3.81 | % | 3.69 | % | +12 | ||
| Colorado Mortgage Rates | 3.73 | % | 3.71 | % | +2 | ||
| Florida Mortgage Rates | 3.81 | % | 3.66 | % | +15 | ||
| Illinois Mortgage Rates | 3.84 | % | 3.72 | % | +12 | ||
| Massachusetts Mortgage Rates | 3.82 | % | 3.67 | % | +15 | ||
| New Jersey Mortgage Rates | 3.80 | % | 3.65 | % | +15 | ||
| New York Mortgage Rates | 3.91 | % | 3.78 | % | +13 | ||
| Pennsylvania Mortgage Rates | 3.82 | % | 3.66 | % | +16 | ||
| Texas Mortgage Rates | 3.81 | % | 3.65 | % | +16 | ||
| Washington Mortgage Rates | 3.86 | % | 3.70 | % | +16 | ||
About Zillow Mortgages
Zillow Mortgages, operated by Zillow, Inc., is a free, open, and transparent lending marketplace, where borrowers connect with lenders to find loans and get the best mortgage rates. Borrowers anonymously submit loan requests and receive an unlimited number of custom mortgage quotes with real rates directly from thousands of competing lenders. Zillow Mortgages also provides mortgage calculators, mortgage advice, mortgage widgets, and lender directories.
Zillow is a registered trademark of Zillow, Inc.
Media Contact: Catharine Neilson, Zillow [email protected]


Microsoft's $10 Billion Japan Investment: AI Infrastructure and Data Sovereignty Push
Norma Group Posts Revenue Decline in 2025, Eyes Modest Recovery in 2026
SpaceX Eyes Historic IPO at $1.75 Trillion Valuation
MATCH Act Targets ASML and Chinese Chipmakers in New U.S. Export Crackdown
Ukrainian Drones and the #MadeByHousewives Movement: Kyiv Fires Back at Rheinmetall CEO
Samsung Electronics Eyes Record Q1 Profit Amid AI-Driven Chip Boom
LG Electronics Posts Record Q1 Revenue Amid Strong Demand and Cost Improvements
Tesla Q1 2026 Deliveries Miss Estimates as AI Strategy Takes Center Stage
Trump Administration Plans 100% Tariffs on Pharmaceutical Imports
Apple Turns 50: From Garage Startup to AI Crossroads
RBC Capital: European Medtech Firms Show Minimal Middle East and Energy Risk Exposure
Nike Beats Q3 Estimates but China Weakness and Margin Pressure Weigh on Outlook
CTOC Adds 3,000 Doctors, 500 Hospitals Ahead of Liquidity Push
OpenAI Executive Shake-Up Ahead of Anticipated 2026 IPO
Microsoft Eyes $7B Texas Energy Deal to Power AI Data Centers
First Western Ship Transits Strait of Hormuz Since Iran War Began 



